If you wish your Medicare insurance offered more benefits, Medicare Advantage plans in Texas may be a good fit. Otherwise known as Medicare Part C, this insurance plan combines the benefits of Medicare Part A and Part B along with additional benefits. A Medicare Advantage plan can be a good option for beneficiaries who want better coverage.
You can choose any Part C policy that offers the type of coverage that you need. For example, if you don’t take prescription medication, you may not care as much about a policy with prescription coverage. But if you wear glasses or see the doctor for well-checks, you may want those benefits on your plan. Each insurance company offers something different, so make sure to shop around to find the plan that is right for you.
You buy your Medicare Advantage insurance plan from a private insurance company. You have many options, including the following:
Each of the Medicare Advantage plans in Texas has different fees. In general, you can expect to pay the following:
Because each insurance plan is different, it’s important to shop around and find the plan that’s right for you. Think of the amount of the premiums, the deductible, and what type of coverage you need before deciding.
Unlike Medicare Part A and Part B, Medicare Advantage plans often include prescription drug coverage. This wraps all of your insurance into one premium. Rather than paying a premium for Medicare Part B and Part D (prescription coverage), you can have one premium and one policy to handle.
If you need greater benefits than what Medicare Part A and Part B offer, consider Medicare Advantage plans in Texas. You have many options to choose from as long as you find an insurance company within your service area. You can sign up for a Part C plan as soon as you are eligible for Medicare. If you don’t enroll right away, you can enroll in or change plans during Open Enrollment each year.